Now more than ever, it's crucial to have someone on your side to help you navigate through the ever changing healthcare marketplace
With so many options in the marketplace, it's important for you to make the best choices possible for both your organization and its employees. Smola Consulting can provide your employees with the benefits they need and deserve, while reducing costs.
Our healthcare products include medical and ancillary plans, prescription drug benefits, Marketplace Exchange plans, and financial services
We provide consultation on many medical plans. Both insured or self-funded, including; EPO, POS, PPO, HDHP/HSA, and Stop Loss. In conjunction with the medical plans, Smola Consulting offers both Carve Out and Integrated prescription drug plans.
We make sure each product is carefully selected to suit your individual needs
In addition, we have been a licensed broker on the NY State of Health Marketplace Exchange since the Marketplace opened in 2013. As a free service, Smola Consulting can help individuals and small businesses understand their medical and dental insurance options on the Marketplace.
There are many tax advantaged plans offering advantages to employer and employee which we consult on. Such as; Health Reimbursement Accounts (HRA), Health Savings Accounts (HSA), and Flexible Spending Accounts (FSA). The options available for Flexible Spending Accounts and Health Reimbursement Accounts are varied and can be complex when coupled with a qualified HSA account. Smola Consulting is adept at unraveling the impact of each of these plans and how they can be offered in tandem.
Marketplace Exchange Plans on the NY State of Health
Alternate Financial Arrangements
Community rated, minimum premium, retrospective, self-funded
HMO, EPO, POS, PPO
Copay, hybrid or high deductible health plan (HDHP)
Stop Loss - Excess Liability
Specific individual & aggregate
Prescription Drug Products
Tax Advantaged Plans
Flexible Spending Account
Medical account - general purpose, limited purpose
Dependent care account
Health Reimbursement Account
Post-deductible or limited purpose
Health savings account
Get started on customizing your companies healthcare
Smola Consulting is a full service benefit
and wellness consulting firm
Our mission is to educate and consult with our clients to ensure that they are making the best benefit decisions possible