2019 Limits For High Deductible Health Plans (HDHP) And Health Savings Accounts (HSA)

The IRS released the 2019 Health Savings Account (HSA) contribution limits, the minimum required HDHP deductibles, and the out-of-pocket maximums.  Each year, the IRS reviews these figures based on a cost-of-living adjustment.

 

The figures below pertain to HSAs and HSA-qualified High Deductible Health Plans.

 

2019 Annual HSA Contribution Limits

Single:  $3,500 ($50 increase from 2018)

Family:  $7,000 ($100 increase from 2018)

 

2019 Annual Minimum HDHP Required Deductibles

Single:  $1,350 (same as 2018)

Family:  $2,700 (same as 2018)

 

2019 HDHP Out-of-Pocket Maximums

Single:  $6,750 ($100 increase from 2018)

Family:  $13,500 ($200 increase from 2018)

 

More information can be found at:

https://www.irs.gov/pub/irs-drop/rp-18-30.pdf