2018 Limits For High Deductible Health Plans (HDHP) And Health Savings Accounts (HSA)

The IRS released the 2018 Health Savings Account (HSA) contribution limits, the minimum required HDHP deductibles, and the out-of-pocket maximums. Each year, the IRS reviews these figures based on a cost-of-living adjustment.

The figures below pertain to HSA’s and HSA-qualified High Deductible Health Plans.

2018 Annual HSA Contribution Limits

Single: $3,450 ($50 increase from 2017)

Family: $6,900 ($150 increase from 2017)

2018 Annual Minimum HDHP Required Deductibles

Single: $1,350 ($50 increase from 2017)

Family: $2,700 ($100 increase from 2017)

2018 HDHP Out-of-Pocket Maximums

Single: $6,650 ($100 increase from 2017)

Family: $13,300 ($200 increase from 2017)

All High Deductible Health Plans that have a $1,300 / $2,600 deductible for 2017 must increase that deductible to at least $1,350 / $2,700 upon their renewal for 2018.

More information can be found at:

https://www.irs.gov/pub/irs-drop/rp-17-37.pdf