The IRS released the 2018 Health Savings Account (HSA) contribution limits, the minimum required HDHP deductibles, and the out-of-pocket maximums. Each year, the IRS reviews these figures based on a cost-of-living adjustment.

The figures below pertain to HSA’s and HSA-qualified High Deductible Health Plans.

2018 Annual HSA Contribution Limits

Single: $3,450 ($50 increase from 2017)

Family: $6,900 ($150 increase from 2017)

2018 Annual Minimum HDHP Required Deductibles

Single: $1,350 ($50 increase from 2017)

Family: $2,700 ($100 increase from 2017)

2018 HDHP Out-of-Pocket Maximums

Single: $6,650 ($100 increase from 2017)

Family: $13,300 ($200 increase from 2017)

All High Deductible Health Plans that have a $1,300 / $2,600 deductible for 2017 must increase that deductible to at least $1,350 / $2,700 upon their renewal for 2018.

More information can be found at:

https://www.irs.gov/pub/irs-drop/rp-17-37.pdf